香港全职 - 顶级投行，花旗招聘Consumer Lending, Risk Analyst！

公司简介

工作城市：

Hong Kong

职位描述：

The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, control, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage unsecured lending portfolio.

Responsibilities:

- Report to the Credit Card/ Personal Loan Risk Manager to monitor and manage Unsecured portfolios performance, including Credit Card & Personal Loans

- Prepare regular acquisition/ portfolio quality review MIS & critical regulatory reporting with key commentary on portfolio trend highlights / key initiatives

- Perform regular monitoring & validation on the performance of credit scorecards & bureau segmentation models. Formulate analytics - based portfolio management strategy to optimize risk-reward trade-off, track & perform effectiveness of the actions

- Perform control programs and UAT system testing to ensure relevant credit processes are in compliance with regulatory and group requirements

- Participate in various business, risk & system projects with close collaboration with other functions such as Product, Credit operations, Technology, etc

Qualifications:

- Bachelor or post-graduate degree in Business or other related quantitative disciplines

- Minimum 1-2 years of risk management experience in Unsecured Lending Products

- Highly numerate, good communication, interpersonal skills and ability to motivate others with leadership potential

- Highly numerate with sound knowledge in SAS programming, data mining and MS word / excel / access / PowerPoint

- Demonstrated accountability, self-motivation and business acumen

Education:Bachelor's degree/University degree or equivalent experience